Products


CENTRALISED BANKING INFORMATION SYSTEM

The project was implemented for Central Cooperative Bank and First Investment Bank. It covers, along with accounting records, a full range of banking operations - lending, dealing, government securities and corporate securities, foreign exchange, national and international payment operations, card services, budget, accounting statistical reporting, inter-branch on-line communication are integrated in a single system.

1996

NATIONAL DEBIT CARD PAYMENT SERVICE SYSTEM WITH BORICA LOGO

1997

REMOTE BANKING SYSTEM
"HOMEBANKING"

1998

INTEGRATED SYSTEM FOR INVESTMENT INTERMEDIARIES FIRST FINANCIAL BROKERAGE HOUSE

1998

CREDIT CARD PAYMENT PROCESSING SYSTEM AMERICAN EXPRESS

1999

CLEARING AND SETTLEMENT SYSTEM FOR CIRRUS/MAESTRO INTERNATIONAL DEBIT CARDS AND MASTERCARD CREDIT CARDS

1999

SYSTEM FOR MERCHANTS ACCEPTING VISA CREDIT AND DEBIT CARD PAYMENTS

ONLINE PAYMENT SYSTEM WITH BANK CARD

The Bulgarian electronic payment system ePay.bg was launched in October 1999, when the first payment with a credit card was made in a Bulgarian Internet store. Since its launch, the system has gained more and more popularity and trust among end users, which is due to the company's efforts to fully meet customer needs and offer payment services based on the latest information technology.

2000

ACCOUNTING AND WAREHOUSING SYSTEM

2000

RECURRING BILL PAYMENT SYSTEM VIA ATM DEVICES

2001

SYSTEM FOR RECURRING BILL PAYMENT VIA A DIGITAL TELEPHONE - EPAYVOICE

The ePayVoice system offers the possibility to pay utility bills by bank card from a landline or cell phone.


2001

“ELECTRICITY BILLS” INFORMATION SYSTEM

Telephone information system for customers of Electricity Distribution Pazardzhik.

2001

INTERNET-BANKING-BRANCH

Enables the bank to offer its customers online access to all banking services offered by the bank.

2003

ECREDIT

System for on-line provision of consumer credit.

2004

SYSTEM
BALCARD

WEB based smart card management system (Financial Gateway) - 4 banks from Bulgaria, Greece, Cyprus and Romania.


2004

SYSTEM FOR INTERNET ACCESS TO THE CENTRAL CREDIT REGISTER AT THE BULGARIAN NATIONAL BANK

The system provides internet access for bank employees to the information in the Central Credit Register of the BNB.


2004

Development and implementation of an integrated information system in Albania

2004

SYSTEM FOR SENDING INFORMATION RELATED TO BANK CARD BALANCES AND PAYMENTS VIA SMS

The SMS notification system enables bank card holders to receive, in a convenient and easily accessible manner, information about card payments made by and to them, their available limits and card balances, timely notifications about debts to merchants offering recurring payments (electricity, heating, GSM, etc.), as well as a range of other financial and banking services for which information can be disseminated via SMS messages.


2004

CREDIT CARD FINANCIAL SERVICES SYSTEM

2005

B-PAY

A bill payment and deposit system for a wide range of commercial organizations, municipalities, tax departments and customs offices using Visa and MasterCard debit cards and local credit cards.


2005

ERP SYSTEM

Integrated system for corporate management in manufacturing companies.

2005

EASYPAY - POSTAL MONEY TRANSFER AND PAYMENT SYSTEM

The offices where the system's services are offered are evenly distributed throughout the country. EasyPay can be used to deposit and withdraw cash at any of the system's teller counters, pay utility bills in cash to registered utility companies, make bank transfers and much more.

2006

SWIFT PARTNER

SWIFT partner providing international payment solutions. Developed and implemented solutions for SWIFT gpi customers.

2009

Development and implementation of an integrated information system in Macedonia

2011

DmDB DWH

Data warehouse system that allows the bank to integrate large historical data sets from different operational and archiving systems into a single structure that enables fast and flexible analysis. The system provides tools for reporting, financial performance monitoring, business analysis, management decision support, etc.

2016

MOBILE BANKING

Design, development and implementation of functional, secure and user-friendly mobile banking applications for individuals and businesses.

2017

DmDB AML

Comprehensive automated monitoring system for money laundering and terrorist financing. Scenario tracking and risk profiling. (2020) Know Your Customer (KYC) module, instant transaction checks.

2018

Building and integrating ISO20022

2020

Interface for access to the bank's accounts by external PSPs (in accordance with PSD2)

2021

STEP2

Direct participant interface to STEP2

2022

Interface with Target2