Key Principles:

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• Integrated, efficient, flexible banking information system;
• Customized and innovative customer products;
• Adaptable and rapidly customizable through the introduction of the business logic "data descriptive language";
• Increases productivity, efficiency, focusing on the customer;
• Standard and specific banking operations;
• Adaptability to constantly changing regulatory requirements;
• Optimizes operations;
• Optimizes costs;
• Enables 24/7 operation.

Key features:

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• Parameterization, localizations and predefined processes to speed up product launches;
• Customer dossier with the necessary data for "Know Your Customer";
• Product portfolio of deposits and loans combined with centralized product management and efficient administration;
• Integrated accounting with the ability to adapt different accounting schemes;
• Management information at any time;
• Administration and security;
• Storage and provision of information on each user action;
• Integration with different payment systems and operators - ready for ISO20022 (SWIFT incl. gpi, SEPA, Target2, BISERA, RINGS, AIPS/AIPS EUR/, AECH, KIBS, MIPS/MIPS EUR/).

Functional modules:

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• ICommunication part - connects with VISA, MASTERCARD and local authorization center;
• IAdaptable and rapidly customizable through the introduction of the business logic "data descriptive language";
• ISystem for processing authorization messages and transaction information received from a local authorization center;
• ISystem for processing financial messages received from VISA, MASTERCARD, local authorization center - when carrying out transactions with bank cards of the bank on terminals of other banks in the country and abroad.